吉林省商业银行代理个人信用报告自助查询业务实践与探析

Discussion on Financial Institution Acting for the People’s Bank Credit Report Inquire Services

近年来,公民信用意识逐渐提升,信用报告的应用领域不断扩展,查询需求量大幅增加。人民银行积极拓展商业银行代理查询渠道建设,构建惠民便民服务网络。本文从征信服务大厅的现状出发,重点分析代理业务推进过程中存在的制约因素,并对存在的问题提出相应对策。

In recent years,citizen’s credit consciousness is growing,the volume of credit report inquriy in the credit reporting system has grown rapidlly.The people’s Bank Of China take action to optimize credit report inquiry channels on site.This measure is convenient for the masses.This article embarks from the present situation,focus on analysis of constraints and propose for some solutions.