摘要
因“加重被保险人的责任”,出口信用保险合同中的纠纷先决条款在某些裁判机构被判定为无效条款。纠纷先决条款的目的在于确定债权数额,具有正当性。而被保险人希望借助信用保险合同避免跨境诉讼的期待并非合理期待,不应获得认可。因此,纠纷先决条款整体上应为有效条款,但是,该条款中的“到买方所在国家(地区)提起诉讼”和“先行申请执行”的约定却因排除被保险人的法定权利、加重被保险人的责任而应被认定为该条款中的“不合理因素”,需通过修正的合同解释予以消除。
Due to the "aggravation of the insured’s liability",the dispute prerequisite clauses in export credit insurance contracts have been ruled invalid by some tribunals. The purpose of the dispute prerequisite clause is to determine the amount of creditor’s rights,which has legitimacy. However, the expectation of the insured to avoid cross-border litigation by virtue of credit insurance contract is not a reasonable expectation and should not be recognized. Therefore, the dispute prerequisite clauses as a whole should be valid. However, the agreement in the provision that "filed a lawsuit in the buyer’s country(region)" and "advance application for execution" shall be deemed as unreasonable factor and should be eliminated by the revised contract interpretation due to excluding the insured’s legal right and aggravating the liability of the insured.
出处
《北京仲裁》
2019年第1期23-32,共10页
Beijing Arbitration Quarterly
关键词
纠纷先决条款
正当性
合理期待
有效
The dispute prerequisite clauses
Legitimacy
Reasonable expectation
Validity