普惠金融的减贫效果:县域视角下的研究

Research on Poverty Reduction Effect of Inclusive Finance from County Perspective

本文在对普惠金融测度和普惠金融减贫效果相关文献的梳理和总结归纳的基础上,选取甘肃省43个国家级贫困县作为样本,采用系统GMM法,对县域普惠金融的减贫效果展开实证分析。结论显示,普惠金融能较好地降低贫困发生率,而贫困具有固化倾向,加大了贫困地区脱贫的难度。

Based on the review and summary of literatures on the measurement of Inclusive Finance and the ef-fect of Inclusive Finance on poverty reduction, 43 poverty-stricken counties in Gansu Province are selected as samples, and the poverty reduction effect of Inclusive Finance is empirically analyzed by using the method of systematic GMM estimation.The conclusion shows that inclusive finance can better reduce the incidence of poverty, and poverty tends to solidify, which makes it more difficult for poor areas to get rid of poverty.