摘要
本文在构建普惠金融发展指数的基础上,运用聚类分析和面板数据模型实证研究普惠金融发展、城镇化对城乡收入差距的影响。结果发现:普惠金融发展有助于缩小城乡收入差距,而城镇化却扩大城乡收入差距;此外,城镇化水平越高,普惠金融发展对缩小城乡收入差距的有效性越低,而城镇化扩大城乡收入差距的负效应也越小。本文提出提高农村金融覆盖面以及严格执行"以人为本"的新型城镇化发展战略以缩小城乡收入差距的政策建议。
This article takes the prefecture-level cities in Guangdong province as a example to construct the Index of Financial Inclusion, then uses Panel Data Model to analyze the effect of financial inclusion development, urbanization on urban-rural income gap.The result shows that financial inclusion development narrows the urban-rural income gap while urbanization expanding the urban-rural income gap. The result also shows that the higher level of urbanization, financial inclusion development narrows urban-rural income gap is less efficiency while urbanization expands the urban-rural income gap is less seriousness. Finally, this paper proposes the suggestions including increasing rural finance coverage and executing the new urbanization development strategy.
作者
黄燕辉
HUANG Yanhui(School of economics and statistics,Guangzhou university,Guangzhou Guangdong,510006)
出处
《西部金融》
2019年第4期18-22,28,共6页
West China Finance
基金
广东省哲学社会科学“十三五”规划项目:普惠金融发展对收入差距的影响研究(GD16XYJ11)
广东省教育厅“创新强校工程”特色创新类项目:普惠金融发展对收入差距的影响研究:以广东省为例(2016WTSCX096)
关键词
普惠金融
城镇化
收入差距
Financial Inclusion
Urbanization
Urban-Rural Income Gap
Income Gap