新型全球化背景下的保险发展——来自“一带一路”沿线国家的实证研究

Insurance Development in the Context of New Globalization—an Empirical Study of “B&D” Countries

“一带一路”倡议构建了新型全球化的合作发展平台,为“一带一路”沿线国家在现阶段提供了巨大发展机遇。本文以“一带一路”沿线国家为研究样本,选择2007-2016十年间的面板数据研究全球化对这些国家保险业发展的影响。研究发现,全球化对“一带一路”沿线国家保险业的促进作用非常有限,并且在三个全球化分量指标中,政治全球化的影响最为显著,其次为社会全球化,而经济全球化的影响则最弱,这与发达保险市场的研究结论是不同的,值得思考和关注。

The “Belt and Road” initiative has established a new global platform for cooperative development,which is a great opportunity for countries along the Belt and Road to develop insurance at this stage. Taking the countries along the “Belt and Road” as research samples, this paper selects the panel data from the period 2007-2016 to study the impact of globalization on the insurance industry in these countries. The study found that the contribution of globalization to the insurance industry of countries along the “Belt and Road” is very limited. Among the three indicators of globalization, the impact of political globalization is most significant, followed by social globalization, while the impact of economic globalization is weakest. This is different from the research conclusion of developed insurance market, which is worth thinking and attention.