保险资金夹层投资的机遇及问题思考

Thoughts on the Opportunities and Problems in the Mezzanine Investment of Insurance Funds

近年来,保险资金配置呈现多元化趋势。在严监管时代,保险股权计划、债权计划等传统另类投资将受到一定的影响。夹层投资现金流稳定、盈利模式较为清晰,总体风险较低,符合保险资金安全稳健的要求。本文对我国保险资金参与夹层投资的机遇与问题做了阐述,并提出了针对性建议。

In recent years, the application of insurance funds has diversified trends. Under the strict finical supervision, traditional alternative investment of insurance funds will be affected. Mezzanine investment has stable cash flow, clear profit model and low overall risk, which meets the insurance funds requirements of safe and stable. This paper expounds the opportunities and problems of China's insurance funds participating in mezzanine investment, and puts forward some pertinent suggestions.