“一带一路”背景下我国海外投资保险制度探析

Analysis for the Chinese Overseas Investment Insurance System under the Background of "the Belt and Road"

我国的海外投资在“一带一路”背景下平稳持续增长,其面临的风险复杂而多样,政治风险是海外投资的主要风险之一。目前我国虽然已经建立了以政治风险为保险标的的海外投资保险机制,但仍难以适应我国当前海外投资发展现状。对此,我国应构建海外投资保险制度为主、商业保险为辅的保险体系及双边模式为主、单边模式为辅的海外投资保险模式,扩大海外投资保险的承保范围等,为我国海外投资者提供更有力的保险保障。

Under the background of"the Belt and Road",Chinese overseas investment has increased steadily,and its risks are complex and various.Political risk is one of the main risks of the overseas investment.At present,China has established a foreign investment insurance mechanism based on preventing the political risk,but it is still difficult to fit for the present situation of Chinese overseas investment.Under the circumstances,China should construct a supporting system of overseas investment insurance law as the focus and establish commercial insurance as the supplementary,forming a foreign investment insurance model which is mainly supported by bilateral mode and secondary supported by unilateral mode.Our coverage of overseas investment insurance also should be expanded to offera much more powerful basis and guarantee for Chinese overseas investors.