基于可持续发展视角分析村镇银行经营现状与困境——以某地区村镇银行为例

Analysis of the Current Situation and Dilemma of Village Banks from the Perspective of Sustainable Development——Take a Village Bank in a Certain Area as an Example

2006年,村镇银行这一新型农村金融机构开始出现,进一步完善了农村金融体系,为改善农村金融生态环境注入了新的活力。本文以某地区村镇银行2018年会计数据为基础,分析村镇银行经营情况,研究村镇银行发展中存在的问题以及背后深层次的原因,为今后村镇银行拓展经营发展路径,深度参与农村地区经济发展,进一步推动振兴乡村战略的实施提供有益参考。

In 2006, village banks, a new type of rural financial institution, began to emerge, which further improved the rural financial system and injected new vitality into improving the rural financial ecological environment. Based on the accounting data of the village banks in a certain area in 2018, this paper analyses the operation of the village banks, studies the problems existing in the development of the village banks and the underlying reasons, and provides useful references for the future development of the village banks, their deep participation in the economic development of the rural areas and the further promotion of the implementation of the strategy of revitalizing the countryside.