3JENSENM.C.,MECKLINGW.H..Theory of the Firm:Managerial Behavior,Agency Costs and Owner-ship Structure.Journal of Financial Economics,1976.
4K.Shah.The Nature of Information Conveyed by PureCapital Structure Changes.Journal of Financial Economics,1994.
5Berkovitch E,R.Israe.The Besign of Internal Control and Capital Structure.Review of Financial Studies,1996.
6E. F. Fama. What is Different about Banks? [J]. Journal of Monetary Economics, 1985, (15) .
7M. Jensen. Agency Costs of Free Cash Flows, Corporate Finance, and Takeovers [J]. American Economic Review,1986, (76) .
8J. Edwards, K. Fischer. Banks, Finance and Investment in Germany [M]. Cambridge University Press, 1994.
9A. Boot, A. V. Thakor, G. F. Udell. Secured Lending and Default Risk: Equilibrium Analysis and Policy Implications and Empirical Results [J]. Economic Journal, 1991, (101) .
10D. W. Diamond. Seniority and Maturity of Debt Contracts [J]. Journal of Financial Economics, 1993, (33) .
