金融供给侧结构性改革与系统性金融风险的防范

Structural Reform of Financial Supply-Side and Prevention of Systematic Financial Risk

深化金融供给侧结构性改革可以更好地服务于实体经济,有助于平衡好稳增长和防风险的关系。深化金融供给侧结构性改革,是着眼于我国经济长远健康发展的重大决策,是防范化解系统性金融风险的有效策略。以金融供给侧结构性改革防范系统性金融风险的重点包括:坚持实施稳健的货币政策;优化金融结构,服务实体经济;去杠杆,防止资金在金融体系中空转;加强金融产品管理,补齐金融发展短板。金融组织体系、金融市场体系、金融监管体系、金融资源与金融机构的供给非均衡,不利于系统性金融风险的防范。未来要加快推进金融供给侧改革立法;深化金融供给侧改革措施,保障金融资源高效供给;以市场为导向,正确处理好政府与市场的关系;深化区域金融改革,解决金融资源供给非均衡问题。

Deepening the structural reform of financial supply-side can better serve the real economy and help balance the relationship between steady growth and risk prevention.Deepening the structural reform of financial supply-side is an important decision to focus on the long-term and healthy development of China’s economy and an effective strategy to prevent and resolve systemic financial risks.The key points of preventing systemic financial risks through structural reform on the financial supply-side include:maintaining a sound monetary policy;optimizing financial structure to serve the real economy;deleveraging to prevent the idling of funds in the financial system;strengthening the management of financial products and filling in the shortcomings of financial development.The unbalanced supply of financial organization system,financial market system,financial supervision system,financial resources and financial institutions is not conducive to the prevention of systemic financial risks.In the future,we should accelerate the legislation of financial supply-side reform;deepen financial supply-side reform measures to ensure efficient supply of financial resources;correctly handle the relationship between government and market with market orientation;deepen regional financial reform to solve the problem of unbalanced supply of financial resources.