摘要
互联网健康保险包括产品、运营和商业模式三个层面。本文从完善多层次医疗保障体系的视角出发,分析了互联网健康保险的发展现状和存在的问题,提出下一步应从发展普惠保险、进一步拓展报销型业务、实施技术驱动和加强产业链建设等方面将其完善。
Internet commercial health insurance contains three aspects: product,operation and business model.Based on the multi-level medical security system,this paper discusses the current situation and development predicaments of Internet commercial health insurance,and suggests the insurance company should improve universal insurance,develop compensatory medical insurance,apply InsurTech and build an industrial chain.
作者
宋占军
文心星
Song Zhanjun;Wen Xinxing
出处
《保险职业学院学报》
2019年第3期82-85,共4页
Journal of Insurance Professional College
基金
首都流通业研究基地资助(JD-YB-2017-007)
关键词
互联网健康保险
医疗保障体系
保险科技
Internet commercial health insurance
Medical security system
InsurTech
