基于聚类分析和因子分析的长江经济带金融发展水平测度

Comprehensive Evaluation of Financial Development Level in Yangtze River Economic Belt Based on Cluster Analysis and Factor Analysis

长江经济带属于我国重大战略发展区域,选取12个金融发展相关指标构建评价体系,运用K均值聚类分析法和因子分析法对长江经济带沿线11个省市的金融发展水平综合评价,得出金融发展水平高低排名.研究发现东西部省市差距明显,中部地区虽差别较小,但绝大多数省市并未达到平均水平;江、浙、沪三省市遥遥领先于其他省市,偏西部地区的云南、贵州的金融发展水平比较低,存在严重的区域不平衡发展现状.最后对提高金融发展水平提出了合理的政策建议.

The Yangtze River Economic Belt is a major strategic development region in China.Twelve relevant indicators of financial development are selected to construct an evaluation system.The financial development level of 11 provinces and cities along the Yangtze River Economic Belt is comprehensively evaluated by K-means clustering analysis and factor analysis,and the ranking of financial development level is obtained.It is found in the study that the gap between eastern and western provinces is obvious.While the difference among the central region is small,the vast majority of provinces and cities do not reach the average level.Jiangsu,Zhejiang and Shanghai are far ahead of other provinces and cities,while Yunnan and Guizhou,located in the western region,have a relatively low level of financial development,and there is a serious regional imbalance in their development status quo.Finally,reasonable policy suggestions are put forward to improve the level of financial development.