期货价格保险对农户生产投入行为的影响研究

Research on Impact of Futures Price Insurance on Farmers′ Production Investment Behavior

随着我国农业的发展,期货公司和农业保险公司联合推出了"保险+期货"的农业保险创新模式。以安徽省某县玉米期货价格保险试点为例,探究这种新型期货价格保险对于农户的生产资金投入是否具有正向激励作用。以普通保险模式为对照组,选用2014-2017年的保险数据进行回归分析,得到参加期货价格保险的农户会加大农业生产资金投入的结论。最后基于回归结果,对于目前该保险仍存在的一些问题进行分析,提出政策建议,为期货价格保险的推广提供借鉴。

With the development of agriculture in China,futures companies and agricultural insurance companies jointly launched the agricultural insurance innovation model of "insurance + futures".The paper took a pilot project of corn futures price insurance in a county of Anhui Province as an example to explore whether this new type of futures price insurance had a positive incentive effect on farmers ′ production capital investment.Taking the general insurance model as the control group,the insurance datas from 2014 to 2017 were selected for regression analysis,and the conclusion was drawn that farmers participating in futures price insurance would increase the investment of agricultural production funds.Finally,based on the regression results,the paper analyzed some problems that still existing in the insurance at present,and put forward policy suggestions to provide references for the promotion of futures price insurance.