降低社会保险费率与城镇职工基本医疗保险制度结构性改革

Reducing Social Insurance Rate and Structural Reform of Urban Workers’ Basic Medical Insurance System

当前刘易斯转折点的来临为我国现阶段降低社会保险费率提供了理论依据。在其他条件不变的情况下,降低社会保险费率这种供给侧改革有利于经济增长。描绘社会保险基金收入和费率关系的"拉弗曲线"表明:适度降低社会保险费率并不会导致社会保险基金收入的下降。从属于一般社会保险的城镇职工基本医疗保险有着降低费率的潜在必要性。现阶段应该通过取消个人账户的结构性改革来降低城镇职工基本医疗保险费率。

The Lewis turning point provides a theoretical basis for reducing social insurance rates in China at this stage.The supply-side reform, which reduces social insurance premiums, is conducive to economic growth, while other conditions remain unchanged. The "Laffer curve" shows that the moderate reduction in social insurance rates does not lead to the decline in social insurance fund income.The basic medical insurance for urban workers has the potential necessity of lowering the rate.At this stage should cancel the structural reform of individual accounts to decrease.the basic medical insurance premium rate.