中国商业银行非利息收入现状及发展建议

The Status Quo and Development Suggestions of Non-interest Income of Chinese Commercial Banks

随着中国金融业不断发展,商业银行经营模式不断转变,非利息收入占商业银行营业收入的比重越来越高,非利息收入已经成为中国商业银行下一个利润增长点。将10家中国A股上市银行2010—2017年度报告分为两组对比分析为依据,描述中国商业银行非利息收入现状以及提出发展建议。

With the continuous development of China's financial industry, the business model of commer. cial banks is constantly changing. Non-interest income accounts for a higher proportion of commercial banks' operating income. Non-interest income has become the next profit growth point for Chinese com. mercial banks. The 10 China A-share listed banks' 2010-2017 annual report was divided into two groups based on comparative analysis, describing the status of non-interest income of Chinese commercial banks and proposing development proposals.