我国多层次的农村普惠金融体系构建

Research on the Construction of China’s Multi-level Rural Inclusive Financial System under the Rural Anti-poverty Strategy

普惠金融是指金融服务的覆盖广度,普惠金融体系即是为全社会各个阶层全部群体提供全方位的、有效的服务体系。文章以农村反贫困战略为背景,将农村普惠金融作为分析对象,在阐述普惠金融概念以及政策、总结实际工作经验的基础上,深入探究多层次农村普惠金融体系发展存在的挑战,通过掌握打造普惠金融体系过程中存在的规律,寻求解决方案,以此实现农村普惠金融的全面进步,最终推动农村反贫困战略的发展。

Inclusive finance refers to the coverage of financial services,inclusive finance system is to provide all levels of the whole society and all groups with a comprehensive and effective service system. In this paper,the rural anti-poverty strategy as the background,the rural inclusive finance as the object of analysis. On the basis of expounding the concept and policy of inclusive finance and summarizing the practical working experience,this paper probes into the challenges existing in the development of multi-level rural inclusive finance system. By mastering the existing laws in the process of building inclusive financial system and seeking solutions,the comprehensive progress of inclusive financial system in rural areas can be realized and the development of anti-poverty strategy in rural areas can be finally promoted.