养老金收支失衡对地区发展环境的影响研究

A Study on the Impact of the Imbalance of Pension Income and Expenditure on the Environment of Regional Development

在经济全球化背景下,中国正面临经济新常态、人口老龄化趋势严峻、人口结构巨变、新业态发展、居民收入差距大等问题,如何重构养老保险制度体系是当前社会各界亟须解决的现实问题。基本养老保险制度经过30多年的发展,为中国经济社会的发展和稳定做出了卓越的贡献,但基本养老保险基金收支失衡问题日益严重,且地区差距愈来愈大,主要原因是养老保险制度还存在诸多缺陷。中国养老金收支失衡会加重地方政府财政负担,不利于公平的市场竞争环境的形成,进而影响整个地区的综合发展。因此,应尽快建立高质量的社会保险制度体系,尽快实现基础养老金全国统筹,加快多渠道筹集基本养老保险基金的步伐,以期实现养老保险制度的公平与可持续发展。

Under the background of economic globalization,China's economic development is facing the problem such as new normal economy,the severe trend of population aging,tremendous changes in population structure,new form of industry,and large income gap between residents.How to rebuild the pension insurance system is a realistic problem that most need solving by all walks of life.After more than 30 years of development,the basic pension insurance has made outstanding contributions to China's economic and social development and stability.However,the imbalance of the basic pension insurance fund is becoming increasingly serious and the regional gap is becoming larger because of many defects in the pension insurance system.The imbalance of pension income and expenditure in China has affected the local government finance and the forming of market competition environment,which then affects the comprehensive development of the whole region.Therefore,China should establish a high-quality social insurance system,realize national level pooling of basic pension as soon as possible,and accelerate the multi-channel fund-raising for basic pension insurance,so as to realize the fair and sustainable development of the pension insurance system.