银行业竞争影响了企业创新质量吗?

Does Banking Competition Affect the Quality of Corporate Innovation?

本文利用省级商业银行分支机构数据,结合中国非金融类上市公司数据,实证检验分析银行业竞争对企业创新质量的影响结果。研究发现,竞争性银行市场结构提高了企业金融创新质量。进一步,区分企业异质性的检验发现,银行业竞争对东部地区、非国有企业和小规模企业具有更为显著的促进作用。本文研究结果为我国实现经济高质量发展和银行业改革提供政策参考。

Using the data of province-level commercial bank branches and China's non-financial listed companies, this paper in vestigates the impacts of bank competition on the quality of enterprise innovation. The study found that bank competition has stimulated the quality of enterprise innovation. Furthermore, based on the sub-sample test results, bank competition has a signif icant positive impact on the eastern region, non-state-owned enterprises and small-scale enterprises. These findings provide a reference for achieving high-quality economic development and China's bank reform.