浅析互联网金融的法律风险与解决思路

Analysis on the Legal Risks and Solutions of Internet Finance

互联网金融出现和发展在给生活带来便利的同时,也带来了欺诈风险、市场风险和隐私被侵犯的法律风险。在保障互联网金融业的持续发展与创新的同时,政府可以通过建立互联网金融业务许可证制度、互联网金融企业征信体系、互联网金融行业自律机制的方式来应对这些法律风险。

the emergence and development of Internet finance not only brings convenience to life,but also brings fraud risk,market risk and legal risk of privacy infringement.While ensuring the continuous development and innovation of the Internet financial industry,the government can deal with these legal risks by establishing the license system of Internet financial business,the credit system of Internet financial enterprises,and the self-discipline mechanism of the Internet financial industry.