探讨共享单车押金资金监管问题

Discussion on supervision of shared bicycle deposit fund

随着共享经济的发展,共享单车的发展前景更加广阔。但随之而来的共享单车押金监管空白,使得部分企业借机私自挪用用户押金进行违法投资活动,损害金融市场和社会公共利益,对国家提倡的共享经济造成极大破坏。因此,建立切实有效的金融监管机制对当前的共享单车及其共享经济的发展具有重要意义。

with the development of sharing economy, the development prospect of shared bicycle is wider. However, the resulting gap in the regulation of shared bicycle deposits makes some enterprises take the opportunity to misappropriate user deposits for illegal investment activities, harm the financial market and social public interests, and cause great damage to the sharing economy advocated by the state. Therefore, the establishment of effective financial supervision mechanism is of great significance to the development of shared bicycle and its shared economy.