3Galindo, Arturo, and Margaret Miller. 2001. "Can Credit Registries Reduce Credit Constraints? Empirical Evidence on the Role of Credit Registries in Firm Investment Decisions. " Annual Meetings of the Inter - American Development Bank, Santiago, Chile.
4Jappelli, Tullio, and Marco Pagano. 2002. "Information Sharing, Lending and Defaults: Cross -country Evidence. " Journal of Banking & Finance, 26(10) : 2017 - 2045.
5Levine, Ross. 2005. "Finance and Growth. " In P. Aghion and S. N. Dur[auf, ed. Handbook of Economic Growth. Elsevier Press.
6Love, Inessa, and Nataliya Mylenko. 2003. "Credit Reporting and Financing Constraints. " World Bank Policy Research Working Paper.
7Miller, Margaret J. , ed. 2003. Credit Reporting Systems and the International Economy. MIT Press.
8Ongenah, Steven, and David C. Smith. 2000. "Bank Relationships: A Review. " In: P. Harker and S. A. Zenios, ed. Performance of Financial Institutions ; Efficiency, Innovation, Regulation. Cambridge University Press.
9Padilla, A. Jorge, and Marco Pagano. 1997. "Endogenous Communication among Lenders and Entrepreneurial Incen- tives. " Review of Financial Studies, 10 ( 1 ) : 205 - 236.
10Pagano, M. , and T. Jappelli. 1993. "Information Sharing in Credit Markets. " The Journal of Finance, 48(5) : 1693 - 1718.