我国智能金融发展的实现路径——以商业银行为例

The Realization Path of Intellignt Financial Development in China: Taking Commercial Banks as an Example

人工智能技术的日渐成熟,推动了金融业智能化的发展。随着互联网和数字化技术在金融业的广泛应用,传统银行的智能化转型已成为必然趋势。以商业银行为例,分析人工智能在金融领域应用的基本情况、存在的问题及应用路径,提出相应的对策建议,以期推动我国商业银行的智能化转型。

Artificial intelligence technology has become more and more mature,which has promoted the intelligent development of the financial industry.With the wide application of the Internet and digitization technology in the financial industry,the intelligent transformation of traditional banks has become an inevitable trend.Taking commercial banks as an example,this paper analyzed the basic situation,the existing problems and the application path of artificial intelligence in the financial field and proposed the corresponding countermeasures and suggestions in order to promote the intelligent transformation of commercial banks in China.