融资价值链上中小企业生态健康研究——基于核心企业视角的分析

Evaluation of SMEs’ Business Ecosystem on Financing Chain——An Analysis Based on the Perspective of Core Enterprise

解决中小企业融资困境是经济新常态下我国经济健康稳定发展的重要保障。基于企业生态学相关理论,对以融资担保机构为核心的中小企业生态健康进行研究,旨在依托生态整体发展更好地缓解企业融资困境。针对企业生态内涵和担保机构的融资价值属性,构建多层次评价指标体系,采用因子分析法对生态健康进行分析。实证结果显示担保机构作为核心企业对生态整体的健康有着明显影响,同时在考察期间内,生态整体的健康程度呈现出向好的趋势。

On the basis of business ecosystem theory, this paper studies the business ecosystem of SMEs with financing guarantee institution as the core. Considering the connotation of business ecosystem and the financing effect of guarantee institution, this paper selects indicators about external environment, core enterprise, internal members of business ecosystem, and establish an evaluating index system. Factor analysis is applied to evaluate the health degree of business ecosystem. The result shows that financing guarantee institution has a significant effect in the health of business ecosystem by providing the financing products or services to SMEs, the health degree of business ecosystem has an upward tendency.