基于互联网平台的“保险+期货+互联网”农产品价格保险模式探讨

On Modle of "Insurance + Futures + Internet" Agricultural product price Insurance Based on Internet Platform

基于互联网平台角度,根据国内首个“保险+期货+互联网”模式下的试点农产品价格保险进行微观层面产品分析,分析其特色与不足,并通过以点带面,分析探索“保险+期货+互联网”运行路径与发展方向,并在微观和宏观两个层面就此提出相应的政策建议。

Based on the Internet platform, this paper carries out a micro-level product analysis of the pilot agricultural product price insurance under the first "insurance + futures + Internet" mode in China, analyzes its characteristics and shortcomings, and explores the operation path and development direction of "insurance + futures + Internet" through point-to-area analysis, and puts forward some suggestions on this issue at both micro and macro levels.