扶贫小额信贷的问题研究——基于安徽省萧县的调研分析

Research on the Problem of Poverty Alleviation Microfinance——Based on the Investigation and Analysis of Xiaoxian County, Anhui Province

扶贫小额信贷对扶贫成效具有杠杆作用,成为我国脱贫攻坚的重要手段。在分析萧县扶贫小额信贷实践探索的基础上,从扶贫小额信贷运行主要环节(前期宣传、政策实施、实施成效)发现一些亟待解决的问题。分析扶贫小额信贷理论与实践出现的偏差及原因,结合安徽省小额信贷扶贫现状提出相应的对策建议。

Poverty alleviation microfinance has a leverage effect on poverty alleviation and has become an important means for China to overcome poverty.Based on the analysis of Xiaoxian’s practice of poverty alleviation and microfinance,from the three main links in the operation mechanism of poor microfinance:pre-publication,policy implementation and implementation effectiveness,it is found that poverty alleviation micro-credit has appeared in the operation.solved problem.This paper analyzes the deviations and causes of the theory and practice of poverty alleviation microfinance,and puts forward corresponding countermeasures based on the current situation of microfinance poverty alleviation in Anhui Province.