中国农业银行不良贷款问题及对策分析

Analysis of the Non-Performing Loans of Agricultural Bank of China and Its Countermeasures

随着我国经济的发展,国民经济实力也日益增长,金融行业也随之发展,而银行作为现代金融业的发展支柱,是金融业发展的源头之一,众多银行在此基础上也就发展了起来,然而作为我国四大银行之一的中国农业银行,由于受到历史原因的约束和各种影响,与其他的银行相比较,不良贷款数量位居四大商业银行的第一位,因此导致了资产的质量较差。基于此,论文对中国农业银行不良贷款问题及对策展开了分析。

With the development of China's economy, the strength of national economy is increasing day by day, and the financial industry has also been developed. As the pillar of the development of modern financial industry, bank is one of the sources of the development of financial industry, and on this basis, many banks have been developed. However, the Agricultural Bank of China, as one of the four major banks in China, has been restricted by historical reasons and influenced by various factors. Compared with other banks, the number of non-performing loans ranks first among the four major commercial banks, and as a result, its asset quality is poor. Based on this, the paper analyzes the non-performing loans of Agricultural Bank of China and its countermeasures.