中国金融70年:简要历程、辉煌成就和历史经验

70 YEARS OF CHINA’S FINANCE:BRIEF HISTORY, BRILLIANT ACHIEVEMENTS AND HISTORICAL EXPERIENCE

新中国成立70年以来的中国金融发展大致可分为三个时期:社会主义金融体系的探索时期、中国特色社会主义金融体系的建设时期、中国现代金融体系的构建时期。中国金融发展的成就主要表现为:有效推进了经济发展和人民生活水平的提高;建立了符合国情的制度较为完善、机制较为灵活、门类较为齐全、结构较为合理、功能较为充分和监管较为有效的金融体系;切实防范化解了金融风险。中国金融发展的历史经验包括:坚持以推进经济发展为第一要务,坚持维护金融运行秩序的稳定,坚持“以我为主”的发展原则,坚持从本国实际出发,坚持服务实体经济的初心和坚持守住不发生系统性金融风险的底线。

The 70 years of China's financial development can be roughly divided into three periods: the period of exploration of the socialist financial system, the period of construction of the socialist finan cial system with Chinese characteristics, and the period of construction of China's modern financial sys tem. The achievements of China's financial development are mainly reflected in the effective promotion of economic development and the improvement of people's living standards, in the establishment of a financial system with a relatively complete institution, a flexible mechanism, complete categories, a rea sonable structure, adequate functions and effective supervision, which is also in line with national condi tions. The financial system has effectively prevented financial risks. The historical experience of China's fi nancial development includes: insisting on the promotion of economic development as the top priority, maintaining the stability of the financial operation order, adhering to the development principle of 11 taking me as the mainstay", insisting on starting from the reality of the country, and persisting in the initial in tention of serving the real economy. Stick to the bottom line where no systematic financial risks occur.