数字普惠金融对海洋经济增长的影响分析——以广东省为例

Analysis on the Impact of Digital Inclusive Finance on Ocean Economic Growth:Taking Guangdong Province for Example

运用面板数据模型分析了2011-2015年广东省三个沿海经济发展区14个市的数字普惠金融对其海洋经济增长的影响。结果显示:整体上看,数字普惠金融对海洋经济还没有发挥有效的促进作用。分地区看,珠三角区和粤东区的数字普惠金融总指数对其海洋经济增长发挥了一定的促进作用;粤西区在使用深度和数字服务支持程度方面有效地促进了海洋经济的增长。提出广东省各地数字普惠金融发展重点,粤东区的重点是借优势,促发展。珠三角区的发展重点在于借优势,补不足。粤西区发展重点在于广覆盖,深挖掘。

The impact of digital inclusive finance on ocean economic growth was analyzed by using the panel data model in 14 cities of Guangdong province from 2011 to 2015.The results show that,as a whole,digital inclusive finance has not yet played an effective role in promoting the ocean economy.In terms of regions,the digital financial inclusion index of the Pearl River Delta and the eastern-Guangdong part have played a certain role in promoting its marine economic growth;The western-Guangdong part has effectively promoted the growth of the marine economy in terms of the depth of use and the degree of support for digital services.The key points for the development of digital inclusive finance in various parts of Guangdong Province are proposed.The focus of the eastern-Guangdong part should be on promoting development through advantages.The focus of the Pearl River Delta should be on making up for deficiencies by advantages.The focus of the western-Guangdong part should be on extensive coverage and deep tapping of potential.