贷款人环境民事责任的认定

Recognition of Lender’s Environmental Civil Liability

贷款人环境民事责任是指银行、自然人等作为贷款人,因造成环境污染、生态破坏需要承担的,或与造成环境污染、生态损害的行为人共同承担的民事责任。其中,贷款人实施了加害行为是认定贷款人环境民事责任的前提。我国在认定贷款人环境民事责任时,可比较研究美国贷款人责任制度,借鉴其对参与管理经营行为、所有关系、占有关系等的认定,通过危险控制和共同侵权理论进行制度构建.

The lender's environmental civil liability refers to the civil liability that lenders like banks and natural persons should bear for causing environmental pollution and ecological damage, or jointly bear with the actors causing environmental pollution and ecological damage. The precondition of discussing the lender's environmental civil liability is that the lender acts harmfully. When recognizing the environmental civil liability of the lender in China, we can comparatively study the American lender liability system, draw lessons from its identification of participation in management, ownership and possession, and construct the system through risk control and joint tort theory.