安徽省普惠金融发展与经济增长的关系及影响因素的研究

Research on the Relationship Between the Development of Inclusive Finance and Economic Growth and Its Influencing Factors in Anhui Province

文章基于金融服务的三个维度共9个指标,测度安徽普惠金融发展时间序列的指数变化,运用VAR模型验证普惠金融发展与安徽经济增长的关系,并分析影响普惠金融发展的因素。结果显示:安徽普惠金融发展迅速,有效地促进经济的增长。城镇化率的提高对普惠金融发展有明显正向促进作用,安徽普惠金融的发展重心应落在农村。继续推进新型城镇化建设,重点推进农村普惠金融发展,信息化融合推进数字普惠金融发展,并加强财政支持,促进普惠金融可持续发展。

Based on nine indicators from the three dimensions of financial services,the index change of Anhui inclusive finance development time series was measured,the VAR model is used to analyze the relationship between the development of inclusive finance and Anhui′ s economic growth,and the factors affecting the development of inclusive finance are analyzed.The results show: Anhui inclusive finance develops rapidly and effectively promotes the economic growth of Anhui.The increase of urbanization rate has obviously positive effect on the development of inclusive finance,and the focus of inclusive finance should fall on the country side in Anhui.We should promote the construction of a new type of urbanization,focus on promoting the development of inclusive finance in rural areas,promote the integration of informatization and digital inclusive finance,and strengthen financial support to promote the sustainable development of inclusive finance.