金融开放背景下上海金融科技园区发展对策

Development Countermeasures of Shanghai Financial Science and Technology Park under the Background of Financial Opening

金融科技是指通过利用各类科技手段创新传统金融行业所提供的产品和服务,提升效率并有效降低运营成本,主要是指由大数据、区块链、云计算、人工智能等新兴前沿技术带动,对金融市场以及金融服务业务供给产生重大影响的新兴业务模式、新技术应用、新产品服务等,作为一种创新方式,对原有金融市场结构必定会产生一定的影响。本文在对在上海金融科技发展现状进行介绍的基础上,对存在的问题进行分析,并以上海金融科技园区为例针对性提出解决对策,对未来发展前景做了展望。

Financial science and technology refers to the innovation of products and services provided by traditional financial industry through various scientific and technological means to enhance efficiency and effectively reduce operating costs.It mainly refers to the driving force of new frontier technologies such as big data,block chains,cloud computing,artificial intelligence and so on,which has a significant impact on the financial market and the supply of financial services business.Emerging business models,new technology applications,new products and services,as an innovative way,will inevitably have a certain impact on the original financial market structure.On the basis of introducing the current situation of Shanghai's financial science and technology development,this paper analyses the existing problems,and takes Shanghai Financial Science and Technology Park as an example to put forward corresponding countermeasures,and prospects the future development prospects.