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基于市场化的P2P网贷与传统信贷利率竞价研究

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摘要 P2P网络借贷的发展势必受到传统信贷的影响,本文通过回归分析,证明了两者投资利率之间的相关性,并基于市场化的角度,根据传统信贷基准定价利率,提出制定P2P行业基准定价利率的思路与方法,为P2P产品定价提供参考依据,同时对防范P2P行业风险具备重要的实际意义。
作者 何梓祥
出处 《市场周刊》 2019年第8期99-100,共2页 Market Weekly
基金 江苏省研究生科研与实践创新计划项目(项目编号:SJCX18_0389)
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