新时代金融监管的信息孤岛及其破解思路研究

Research on Information Island of Financial Supervision in the New Era and Its Solution

【目的/意义】中国特色社会主义进入新时代,金融监管的外发引力和内生动力都发生了深刻变化,金融监管的信息孤岛已经成为了金融服务实体经济、防范金融风险和坚定深化金融改革的绊脚石。破除金融监管的信息孤岛,设计新时代中国特色社会主义金融监管新体系,是全面建成小康社会、基本实现社会主义现代化、把我国建成富强民主文明和谐美丽的社会主义现代化强国的有力保障。【方法/过程】本文梳理了我国金融工作会议的主题及内容,分析了金融人与金融环境的均衡状态;并进一步解释了信息孤岛效应影响金融监管效率;最后信息共享、监管边界、监管层次等方面提出相应的对策建议。【结果/结论】应着力构建金融市场间信息共享机制,充分调节金融部门间监管边界弹性,致力于重塑多层次金融监管体系。

【Purpose/significance】Socialism with Chinese characteristics has entered a new era. The external gravitation and endogenous power of financial supervision have undergone profound changes. The information island of financial supervision has become a stumbling block for financial to serve the entity economy, realizing financial risks and strengthening financial reform. Breaking the information island of financial supervision and designing a new socialist financial supervision system with Chinese characteristics in the new era is a powerful guarantee for building a well-off society in an all-around way, basically realizing socialist modernization, and building China into a prosperous, strong, democratic, civilized, harmonious and beautiful socialist country.【Method/process】This paper combs the theme and content of China’s financial work conference, analyses the balance between financiers and financial environment, further explains the effect of information island on the efficiency of financial supervision, and finally puts forward corresponding countermeasures and suggestions on information sharing, regulatory boundaries, regulatory levels and so on.【Result/conclusion】We should focus on building an information sharing mechanism among financial markets, fully adjust the elasticity of regulatory boundaries between financial departments, and strive to reshape a multi-level financial regulatory system.