老年群体投资理财行为偏差及矫正措施研究

Research on Deviation and Corrective Measures of Investment and Financial Management of the Elderly Group

随着居民投资理财意识的觉醒,越来越多的老年群体参与市场理财,当前,老年群体已经是投资理财市场的重要参与者,但由于多种因素老年群体在投资理财过程中存在行为偏差,遭受风险或失败后往往又采取了不正确的维权方式,既对老年群体带来了巨大的伤害,也给社会稳定造成了负面影响,不断提升老年群体的投资能力,矫正不恰当的投资行为,加强对老年群体的金融教育,帮助老年群体树立正确的理财观念,对于促进社会稳定和高质量发展具有重要意义。

With the awakening of residents’ financial management awareness, more and more elderly groups are participating in the financial management market. At present, the elderly group is already an important participant in the investment and financial management market, However, due to various factors, the elderly group sometimes make investment deviations in the financial market, and often take improper measures after suffering risks or failures, which not only causes great harm to the elderly group, but also negatively affects social stability. We should constantly improve the investment ability and skills of the elderly group, correct inappropriate investment, strengthen financial education for the elderly group, and help the elderly group establish a correct concept of financial management for the promotion of the society. It is of great significance for promoting social stability and high-quality development.