基于“互联网金融”背景下中小企业融资问题研究

Research on the Financing Problems of Small and Medium-Sized Enterprises Under the Background of "Internet Finance"

中小企业是中国重要的经济实体之一.中小企业融资问题日益突出,成为制约中小企业进一步发展的首要因素.论文从宏观和微观两个方面来讨论我国中小型企业筹资管理困难的形成原因,并从企业加强自身建设,完善内部现代管理制度,利用现代互联网金融和企业融资平台的深度融合建立综合服务平台等方面给出了政策建议.

Small and medium-sized enterprises are one of the important economic entities in China. The financing problems of small and medium-sized enterprises is becoming more and more prominent, which has become the primary factor restricting the further development of small and medium-sized enterprises. This paper discusses the causes of the difficulties in financing management of small and medium-sized enterprises in China from the macro and micro aspects, and puts forward some policy suggestions from the aspects of strengthening their own construction, perfecting the internal modern management system, and making use of the deep integration of modern internet finance and enterprise financing platform to establish a comprehensive service platform.