基于区块链技术的供应链融资创新研究

Research on supply chain financing innovation based on blockchain technology

从传统供应链金融现状着手,分析了当前供应链金融面临的挑战,包括数据的有效性问题、信用传递问题、贸易真实性审核问题等。针对这些挑战,将区块链技术引入供应链金融,着重分析了利用联盟链解决供应链金融多方信任关系问题、解决供应链信任传递及拆分流转问题以及提高供应链金融业务效率的可行性。结合实践详细描述了在合同签约、债权确权、企业融资、债权转让等各个环节,如何应用联盟链特点解决实际问题。最后对基于区块链的供应链金融应用进行了总结和展望。

Starting from the current situation of traditional supply chain finance,this paper analyses the challenges faced by current supply chain finance,including data validity,credit transmission,trade authenticity auditing and so on.In response to these challenges,blockchain technology is introduced into supply chain finance,and the feasibility of using alliance chain to solve multi-party trust relationship in supply chain finance,trust transfer and diversion in supply chain,and to improve the efficiency of supply chain finance is emphatically analyzed.Combining with practice,this paper also describes in detail how to apply the characteristics of alliance chain to solve practical problems in various links such as contract signing,creditor′s rights confirmation,enterprise financing,creditor′s rights transfer and so on.Finally,this paper summarizes and prospects the application of supply chain finance based on blockchain.