95后经管类与非经管类大学生理财规划能力差异研究

A Study on the Difference of Financial Planning Ability of College Students Based on95 Post Management and Non-Management

我国已经进入到一个高净值社会,人均GDP即将达到并超过1万美元。95后大学生即将承担其应有的社会责任,当代青年的投资理财规划能力的强弱高低直接影响到其未来的生活质量和幸福指数。为此,通过对95后经管类与非经管类大学生在投资理财习惯、经济独立性、投资理财规划基础能力、对待风险的认识等方面进行调研,归纳出存在的共性问题,并对该问题的产生原因做了分析,进而提出了提高当代大学生投资理财规划能力科学性的策略和建议。

Our country has entered a high net worth society,the per capita GDP is about to reach and exceed 10,000 US dollars.After 95,college students will soon assume their due social responsibilities.The strength of contemporary youth's ability to invest in financial planning will directly affect their future quality of life and happiness indicators.To this end,through a survey of college students in the post-95 management and non-management categories in terms of investment financial management habits,economic independence,basic ability to invest in financial planning,and understanding of risk,we have concluded that there are common problems.The reason of this problem is analyzed,and the strategies and suggestions for improving the ability of investment and financial planning of contemporary college students are put forward.