我国金融风险的区域差异及分布动态演进

Regional Differences and Distributional Dynamic Evolution of Financial Risk in China

运用Dugum基尼系数法研究2005~2016年我国金融风险的地区差异大小及来源,并使用Kernel密度估计方法分析其分布动态演进。研究表明,我国金融风险地区差异逐渐扩大,地区内差异是我国金融风险地区差异的主要来源;全国及各个地区金融风险总体呈上升趋势,东部地区金融风险呈梯队分布,中部、西部地区呈现微弱的多级分化趋势,东北地区则表现为较严重的两极分化。对我国金融风险地区差异及分布动态的深入剖析,可为重点防范、协作治理和主动化解金融风险提供政策参考。

In this paper, the Dugum Gini coefficient method is used to study the regional differences and sources of financial risks in China from 2005 to 2016, and the Kernel density estimation method is used to analyze the distributional dynamic evolution of the financial risk. The results show that the regional differences of financial risks in China are gradually expanding, and the differences among regions are the main sources;and the financial risks in the whole country and various regions are on the rise, and the financial risks in the eastern region are echelon distribution. The western region shows a weak trend of multilevel differentiation, while the northeast region shows a serious polarization. This paper explores the regional differences and distribution of financial risks in China and provides policy reference for key defense, coordination and active management of financial risks .