浙江省P2P网络借贷平台的风险评估比较研究

Comparative Study on Risk Assessment of P2P Network Lending Platform in Zhejiang Province

P2P网络借贷平台在展现新行业活力的同时,在国内平台上也不断出现问题,以至行业乱象频生、投资者信心严重受挫。因此,选择浙江、江苏、北京、上海及广东五个地区197家P2P平台作为样本,综合已有研究与行业特征,设定各评估指标,使用层次分析法对指标排序。采用突变级数法构建风险评估模型,横向比较浙江省与其他地区P2P平台的风险特征差别,为市场参与方提供参考。

P2P online lending platform in the display of new industry vitality,but also in the domestic platform problems,so that the industry chaos,investor confidence is seriously frustrated.Therefore,select 197 P2P platforms in five regions of Zhejiang,Jiangsu,Beijing,Shanghai and Guangdong as samples,synthesize the existing research and industry characteristics,set each evaluation index,and use AHP to rank the indicators.Using the mutation series method to construct the risk assessment model,the risk characteristics difference of P2P platform in Zhejiang Province and other regions is compared horizontally to provide reference for market participants.