住房保障与城镇困难家庭的住房负担

Housing Security and Housing Burden of Urban Families in Need

以城镇户籍困难家庭为研究对象,探讨城镇住房保障制度对于困难家庭住房负担的影响。研究发现,目前城镇住房支付困难问题主要集中于城镇困难家庭中的最低收入家庭,他们的住房负担已经超过30%的国际标准。城镇不同的住房保障工具效果具有显著差异。“住房补贴”制度主要惠及了城镇困难家庭中的中等收入家庭和“低保边缘”家庭;而廉租、公租房项目主要惠及了困难家庭中的中偏高收入家庭,对最低收入家庭政策效果并不显著。城镇住房制度保障体系越来越体现出“生产型社会政策”的特征。

This paper takes urban families with difficult household registrations as the research object and discusses the influences of urban housing security system on housing burden of urban families in need.The study found that the current urban residential housing difficulties in payment concentrated on the lowest-income families in urban poor families whose housing burden has exceeded 30% of the international standard.There are significant differences in the effects of different housing security tools in urban."Housing Subsidy"system mainly benefits marginal families with basic living allowances and low-income families in urban families in need;the low-rent housing and public rental housing projects benefit families from middle to high income and the effect of the policy on the lowest-income families is not significant.Urban housing security system reflects increasingly the characteristic of"Productive Social Policy".