我国金融业进一步开放研究

近年来,我国金融业开放新举措不断推出,开放进程不断加快,但政府仍需大力推进金融业的进一步开放。通过列举我国最新的金融业开放措施,从QFII额度、外资银行总资产、人民币储备资产占比等角度分析了我国金融业开放现状,认为金融业开放具有学习国外先进经营管理经验、改善金融市场运行效率和降低金融业运行风险的重要意义。但是,我国金融对外开放水平仍不足,还存在可能产生经济金融波动、金融体系扭曲和外国资本控制的风险。最后提出了加强政府监管、完善制度建设、合理有序开放、放宽市场准入、提升自身能力和防范金融风险的建议。

In recent years, new measures to open up China's financial industry have constantly been introduced, and the process of opening up has been accelerated, but the government still needs to vigorously promote the further opening up of the financial industry. This article lists the latest measures to open up the financial industry in China, analyses the current situation of the opening of China's financial industry from the perspectives of QFII quota, total assets of foreign banks and the proportion of RMB reserve assets, and expounds that the opening of the financial industry has the importance of learning foreign advanced management experience, improving the efficiency of financial market operation and reducing the operational risk of financial industry. However, China's financial openness is still insufficient, and there may be risks of economic and financial fluctuations, financial system distortion and foreign capital control. Finally, suggestions are put forward to strengthen government supervision, improve system construction, open up reasonably and orderly, relax market appropriateness, enhance self-ability and guard against financial risks.