互联网金融消费者信息安全问题及其治理策略研究

Research on Information Security of Internet Financial Consumers and Governance Strategies

在信息时代的潮流中,互联网的消费交易渠道的涌现势在必行,互联网支付手段的多样性和简单方便的特点使其迅速发展起来,但同时伴随着的信息安全问题依旧存在,尤其是消费者个人信息安全和服务机构工作者的失误等方面的问题。由于缺乏提高消费者的个人信息安全意识和法律保护体系而引发消费者信息安全出现漏洞。所以强化行业间自觉保护信息安全的意识,改善保护信息安全的环境,建立一套信息安全制度体系,同时及时提醒在互联网上消费的客户树立自身信息安全保护意识,才能使信息安全问题逐步改善。

In the trend of information age, the emergence of consumer transaction channels on the Internet is imperative, and the diversity and convenience of Internet payment make it develop rapidly. However, the information security problems still exist, especially the consumers’ personal information security and service agencies’ mistakes. Because of the lack of legal protection of personal information security awareness and improve consumer system caused the consumer information security vulnerabilities. So we should strengthen the conscientious attention of safety of information, improve the protection of information security environment, establish a system of information security system, and at the same time remind consumer customers to protect their own information,so that we can improve this situation.