信贷约束、社会网络和新生代农民工创业实施

Credit Constraints,Social Networks and Entrepreneurial Implementation of New-Generation Migrant Farmers

基于江西省1 028位新生代农民工的微观数据,利用直接诱导法甄别样本的信贷约束状况,调研其社会网络和创业实施状况。实证检验信贷约束和社会网络及其交互作用对新生代农民工创业实施的影响效应,并揭示其作用机理。结果表明:约59%的样本受到信贷约束,未受信贷约束的新生代农民工创业实施的概率要高约15%,社会网络较强的新生代农民工的创业概率反而要低约29%,信贷约束和社会网络的交互作用表明,未受信贷约束且拥有强社会网络的新生代农民工的创业实施的概率低约9%。为此建议,促进新生代农民工创业实施既要大力改善新生代农民工的融资环境,更要重新审视社会网络对创业实施的影响。

Based on the micro data of 1 028 migrant workers of new generation in Jiangxi Province,the paper identified the credit constraints,the social network and entrepreneurship implementation of the samples with Direct Elicitation Method (DEM).Then it empirically tests the impact of credit constraints,social networks and their interaction on their entrepreneurial implementation,measures the marginal effect,and reveals its mechanism.The empirical results show that 59 percent of the samples are credit constrained and that workers who are not credit constrained to implement entrepreneurship outnumber those who are credit constrained by 15 percent.The entrepreneurial probability of the migrant workers who have strong social network is 29 percent lower than that of the migrant farmers who have weak social network.The interaction of credit constraint and social network shows that the entrepreneurship probability of migrant workers of the new generation who are not credit constrained and have strong social network is 9 percent lower than others.Therefore,it is necessary to improve the financing environment for the new-generation migrant workers and re-examine the impact of social network on their implementation of entrepreneurship.