我省城市商业银行发展面临的问题与出路

On the development of Yunnan city commercial banks: the problems and their solutions

加入WTO后 ,我省城市商业银行发展所面临的问题是 :资产质量不高、内控制度薄弱、业务种类单一、人才结构不合理等。出路在于 :加大改革力度 ,强化信贷管理、加强内控制度建设、明确功能取向、重视人才培养、开展金融创新 。

After entry into WTO, Yunnan city commercial banks are facing such problems as poor quality of assets, weakness of the internal control system, fewer types of business and unreasonable structure of talents, etc The solutions: accelerating the reform, strengthening the credit management and the internal control system, ensuring the bank functions, emphasizing on the training of talents, encouraging creative business