论信贷市场在我国货币政策传导中的作用

The Actions of Credit Market in the Conduction of China's Currency Policy

信贷市场是我国货币政策传导的主要渠道,但货币政策在信贷市场的传导过程中仍然面临来自商业银行和微观经济主体的障碍。笔者就提高信贷市场的货币政策传导效率建议如下:一要实行稳健的信贷政策,完善信贷政策的操作及实施机制;二要增强商业银行的贷款营销观念,积极拓展信贷市场;三要转变政府职能,改善货币政策传导的微观经济基础。

:The credit market is the main channel of China's currency policy conduction,but in the conduct course,the currency policy is also face the obstacles come from commercial bank and micro-economy.The suggestions for raising the efficiency of credit market's currency policy conduction are:to practice steady credit policy,perfect the operation of credit policy,and practice mechanism;to strengthen the sense of loan management of commercial bank,expend credit market actively;to change the government function,perfect the micro-economy base of currency policy conduction.