金融对外开放中的创新与有效监管机制

Innovation and Effective Supervision in the Course of Opening up China's Financial Sector

我国金融对外开放的过程 ,也是金融创新的过程。金融创新必然伴随着风险 ,由于对外开放因素的介入 ,除由内部经济系统滋生的风险之外 ,还添加了由外部经济系统传导来的风险。金融全球化为金融危机的跨国扩散 ,打开了通畅的渠道 ,在这种情况下 ,建立有效金融监管机制非常重要。在对外开放的格局下 ,处理好金融创新与金融监管之间的关系 ,着眼于有效金融监管机制的建立和完善 ,是我国金融业持续健康发展的保证。

The process of opening up the country's financial sector is one of innovations. Financial innovation is never risk free. As the sector is opened to the foreign competition, contagion of risks from foreign economies will invariably be added to the internally developed risks that already exist. Globalization of finance has virtually cleared the way for the spreading of financial crises across borders, which endows even greater importance on the effective surveillance of the financial sector. Under the present circumstances, properly handling the relationship between financial innovation and supervision and focusing our efforts on the establishment and promotion of the effective surveillance over the financial sector will assure us the steady development our financial industry.