我国金融控制的收益损失分析

On Profit and Loss Analysis of China's Financial Control

本文从金融控制的正效应和负效应两个角度定量分析了金融控制的收益和损失。在我国 ,金融控制带来的收益主要有金融租金和货币发行收益 ,而金融控制的损失主要有利率控制效率损失、不良资产损失和银行管理效率损失。量化分析结果显示 ,我国金融控制的收益远小于其损失 ,金融改革迫在眉睫。

Based on the positive and negative effects of financial control, this paper analyses the loss and profit of financial control quantitatively. In our country, the profit that financial control brings includes financial rent and currency publishing profit, and the loss of financial control is supposed to be the efficiency loss of interest rate control, bad asset loss and bank management efficiency loss. The result of quantitative analysis shows that the profit of the financial control of our country is much smaller than its loss. Financial reform is extremely urgent.