摘要
信贷资产质量的优劣关系到商业银行的生存和发展,如何尽快建立与市场经济相适应的商业银行运作机制,增强抵御风险的能力,已成为金融界和经济界普遍关注的焦点。
The quality of bank credit assets determines the survival and development of commer- cial banks.How to set up as soon as possible a reaction system,which can fit market economy, for commercial banks to strengthen them in fighting against risks? This has become the focus of people from the commercial circles and from economic base.