浅谈互联网金融模式下的创新融资与风险管理

Innovative Financing and Risk Management under the Internet Financial Mode

在信息化时代下,加强对互联网的利用,创新互联网金融模式下的融资方式,并加强对融资风险管理的重视,对于提升互联网金融融资水平有重要的作用。针对当前互联网金融模式下的创新融资发展现状,从点对点的创新融资模式、小额贷款的创新融资模式、大众筹资的创新融资模式等方面,分析互联网金融模式下的创新融资。同时,从加强对金融安全网的构建、提高监管市场信息透明化水平、强化金融监管力度等方面,研究互联网金融模式下的风险管理。

In the information age,strengthening the use of the Internet,innovating the financing mode under the Internet financial mode,and strengthening the attention to financing risk management play an important role in improving the level of Internet finance.In view of the current development situation,the innovative financing under the Internet financial mode is analyzed from the pointto-point innovative financing mode,the innovative financing mode of micro-loans,and the innovative financing mode of mass financing.At the same time,it studies the risk management under the Internet financial mode from the aspects of strengthening the construction of financial safety net,improving the level of information transparency in the regulatory market,and strengthening financial supervision.