在校大学生网贷认知调查与班主任工作思考

A Survey of College Students’ Knowledge of Online Loans and Thoughts on Class Teachers’ Work

随着互联网的广泛应用,校园网贷成为大学生消费的一种方式。本文以湖南科技大学在校大学生为例,采用网络问卷调查形式,就在校学生对网贷风险的认识展开调查,并对班主任的引导方法给出建议。研究表明,大部分在校大学生对网贷的风险有一定的认识,大学班主任应结合性别、年级差异,采用多种措施相结合的方式,帮助大学生树立正确的消费观念。

With the wide application of the Internet,campus online loans have become a way of college students'consumption.Taking the college students of Hu'nan University of Science and Technology as an example,the online questionnaire survey was used to investigate the students'awareness of the risk of online loans,and the guidance methods of class teachers were given.Studies have shown that most college students have a certain understanding of the risk of online loans;college class teachers combine multiple measures to help college students establish a correct concept of consumption based on their gender and grade differences.